Terms of Service

Last Updated: July 2026

Welcome to Lumify, Inc. ("Lumify," "we," "our," or "us").

These Terms of Service ("Terms") govern your access to and use of Lumify's APIs, documentation, software, developer tools, websites, dashboards, artificial intelligence services, and related products (collectively, the "Service").

By creating an account, obtaining an API key, or otherwise accessing or using the Service, you agree to be bound by these Terms. If you are using the Service on behalf of an organization, you represent that you have authority to bind that organization, and "you" refers to both you and that organization.

If you do not agree to these Terms, you may not use the Service.

1. Description of the Service

Lumify provides an agent-native Sports Intelligence API designed to power software applications, AI agents, copilots, automation platforms, analytics systems, and customer-facing experiences.

The Service may include:

  • Sports schedules
  • Live scores
  • Player statistics
  • Betting odds
  • Betting markets
  • Sportsbooks
  • AI-generated intelligence
  • Statistical analysis
  • Natural language summaries
  • Betting insights
  • Confidence scores
  • Rankings
  • Predictions
  • Explainable AI outputs
  • Historical sports information
  • Derived analytics
  • Documentation
  • SDKs
  • Developer tooling

The Service aggregates, normalizes, enriches, analyzes, and generates intelligence from multiple public and licensed data sources.

Lumify is not a sportsbook, gambling operator, fantasy sports operator, or wagering platform. We do not accept wagers or facilitate gambling transactions.

2. Eligibility

You must be at least eighteen (18) years of age or the age of majority in your jurisdiction to use the Service.

If you register on behalf of a business or other legal entity, you represent that you have authority to bind that entity.

You agree to provide accurate and complete registration information and to keep that information current.

3. License

Subject to these Terms and payment of applicable fees, Lumify grants you a limited, non-exclusive, non-transferable, revocable, non-sublicensable license during your subscription term to access and use the Service.

All rights not expressly granted remain exclusively with Lumify.

4. Permitted Uses

Subject to these Terms, you may use the Service within:

  • AI agents
  • Autonomous systems
  • Copilots
  • Software applications
  • Mobile applications
  • Websites
  • Dashboards
  • Internal business systems
  • Analytics platforms
  • Customer-facing products
  • Research tools

Your application must provide material value beyond simply redistributing Lumify Data.

5. Prohibited Uses

You may not:

  • Resell or sublicense Lumify as a standalone API or data feed.
  • Build a competing sports intelligence service using the Service.
  • White-label the Service for third-party resale.
  • Redistribute bulk datasets or database exports.
  • Mirror the Service.
  • Publish downloadable data dumps.
  • Circumvent usage limits.
  • Share API keys across unrelated organizations.
  • Attempt unauthorized access.
  • Reverse engineer the Service.
  • Remove copyright or proprietary notices.
  • Use the Service for unlawful purposes.
  • Interfere with other users.
  • Introduce malicious software.
  • Conduct penetration testing without written authorization.
6. AI Models and Machine Learning

The Service may not be used to:

  • Train machine learning models.
  • Fine-tune large language models.
  • Distill Lumify outputs.
  • Benchmark competing AI systems.
  • Create synthetic datasets for competing products.
  • Improve competing sports intelligence platforms.
  • Replicate Lumify's proprietary intelligence.

Unless expressly authorized in writing, no Lumify Data, AI output, rankings, confidence scores, analyses, or derived intelligence may be used for model training.

7. AI Agents and Autonomous Systems

Lumify is designed for use by software agents and autonomous systems.

You remain solely responsible for:

  • Agent behavior
  • Prompt design
  • Tool selection
  • Autonomous workflows
  • Human review processes
  • Decisions made by your software
  • Monitoring your agents

Lumify is not responsible for any recommendation, notification, wager, publication, transaction, workflow, or other automated action performed by your systems.

8. Sports Intelligence and AI Outputs

The Service may generate:

  • Betting intelligence
  • AI-generated summaries
  • Rankings
  • Confidence scores
  • Probabilities
  • Statistical analyses
  • Explanations
  • Recommendations
  • Predictive insights

These outputs are probabilistic in nature.

They may contain:

  • inaccuracies
  • omissions
  • stale information
  • statistical uncertainty
  • hallucinations
  • incomplete reasoning

Nothing produced by the Service constitutes:

  • legal advice
  • financial advice
  • investment advice
  • gambling advice
  • wagering recommendations
  • guarantees of future outcomes

You should independently evaluate all outputs before relying upon them.

9. Data Sources

Lumify aggregates information from multiple sources.

Data may include:

  • public information
  • licensed information
  • third-party providers
  • proprietary analyses
  • AI-generated enrichments

Data availability, latency, coverage, and accuracy may vary by sport, league, event, provider, or geographic region.

Lumify does not guarantee that any information reflects official league statistics.

10. Betting Disclaimer

Lumify is not a sportsbook.

We do not:

  • accept wagers
  • process bets
  • recommend bets
  • guarantee outcomes
  • encourage gambling

Any betting-related information is provided solely for informational, editorial, analytical, or research purposes.

You are solely responsible for complying with all gambling laws applicable to your jurisdiction and your users.

11. Data Accuracy

The Service is provided on a best-effort basis.

Sports information may contain:

  • delays
  • corrections
  • missing information
  • inconsistencies
  • scoring revisions
  • odds changes
  • player status changes
  • schedule modifications

You acknowledge that sports data changes rapidly.

Lumify makes no warranty regarding:

  • completeness
  • correctness
  • latency
  • freshness
  • accuracy
  • suitability for any purpose

You should independently verify critical information.

12. Customer Applications

You retain ownership of your:

  • applications
  • prompts
  • workflows
  • interfaces
  • business logic
  • customer data

You are solely responsible for:

  • your products
  • your users
  • your content
  • regulatory compliance
  • disclosures
  • responsible AI practices
13. Derived Intelligence

Lumify retains exclusive ownership of all proprietary intelligence generated by the Service, including but not limited to:

  • normalization
  • feature engineering
  • rankings
  • confidence scores
  • betting intelligence
  • AI prompts
  • transformations
  • statistical models
  • relationship graphs
  • metadata
  • explainability models
  • enrichment techniques

Nothing in these Terms transfers ownership of Lumify's proprietary methodologies.

14. API Keys

API keys are confidential.

You agree to:

  • keep keys secure
  • rotate compromised keys
  • avoid embedding keys in client applications
  • avoid publishing keys publicly
  • promptly notify Lumify of suspected compromise

You are responsible for all activity associated with your API keys.

15. Usage Limits

Subscription plans include usage limits.

These may include:

  • API requests
  • credits
  • rate limits
  • concurrent requests
  • endpoints
  • bandwidth
  • historical access

Lumify may throttle or suspend accounts engaging in abusive usage or attempts to circumvent usage restrictions.

16. Fair Use

Examples of prohibited abuse include:

  • account sharing
  • multiple accounts to avoid billing
  • automated scraping
  • excessive polling
  • denial-of-service behavior
  • credential sharing
  • unauthorized redistribution

Lumify may suspend access while investigating abuse.

17. Billing

Paid subscriptions renew automatically unless canceled.

Unless otherwise required by law:

  • payments are non-refundable
  • unused credits expire
  • credits do not roll over
  • taxes are your responsibility

Lumify may modify pricing upon reasonable advance notice.

18. Beta Features

Certain functionality may be identified as:

  • Beta
  • Preview
  • Experimental
  • Labs

These features may:

  • change without notice
  • contain bugs
  • produce inconsistent outputs
  • be discontinued

No warranties apply to Beta features.

19. Intellectual Property

The Service, APIs, documentation, software, AI systems, databases, models, algorithms, designs, trademarks, and content are owned by Lumify or its licensors.

No ownership rights are transferred to you.

20. Feedback

If you provide suggestions, ideas, bug reports, feature requests, or other feedback, Lumify may use them without restriction or compensation.

21. Third-Party Services

The Service may reference:

  • sportsbooks
  • leagues
  • teams
  • athletes
  • data providers

All third-party trademarks remain the property of their respective owners.

No endorsement is implied.

22. Monitoring

Lumify may monitor Service usage for:

  • security
  • fraud prevention
  • billing
  • abuse detection
  • product improvement
  • compliance

We may collect operational metadata including request volume, latency, endpoint usage, response codes, and similar telemetry.

23. Privacy

Our collection and use of personal information is governed by our Privacy Policy.

24. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE."

TO THE MAXIMUM EXTENT PERMITTED BY LAW, LUMIFY DISCLAIMS ALL WARRANTIES, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, AVAILABILITY, AND UNINTERRUPTED OPERATION.

25. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, LUMIFY SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, INCLUDING LOST PROFITS, LOST REVENUE, LOST DATA, BUSINESS INTERRUPTION, OR GAMBLING LOSSES ARISING FROM YOUR USE OF THE SERVICE.

LUMIFY'S TOTAL LIABILITY ARISING OUT OF THESE TERMS SHALL NOT EXCEED THE AMOUNT PAID BY YOU TO LUMIFY DURING THE TWELVE (12) MONTHS PRECEDING THE CLAIM.

26. Indemnification

You agree to indemnify, defend, and hold harmless Lumify, its affiliates, officers, employees, directors, and licensors from any claims, liabilities, damages, losses, and expenses arising from:

  • your use of the Service;
  • your applications or AI agents;
  • your violation of these Terms;
  • your violation of applicable laws;
  • your infringement of third-party rights.
27. Suspension and Termination

Lumify may suspend or terminate access immediately if:

  • you violate these Terms;
  • your usage threatens Service stability;
  • payment obligations are not met;
  • required by law;
  • continued access creates security risk.

Upon termination, all licenses granted under these Terms immediately terminate.

28. Changes to the Service

Lumify may:

  • add or remove features;
  • introduce new endpoints;
  • retire endpoints;
  • release new API versions;
  • discontinue deprecated functionality.

Reasonable efforts will be made to communicate material breaking changes.

29. Changes to these Terms

We may update these Terms periodically.

Material changes will become effective upon publication or as otherwise communicated.

Continued use of the Service constitutes acceptance of the updated Terms.

30. Governing Law

These Terms shall be governed by the laws of the State of Delaware, without regard to conflict of law principles, unless otherwise required by applicable law.

31. Contact

Questions regarding these Terms may be directed to:

Lumify, Inc.

Email: [email protected]

Website: https://lumify.ai

© 2026 Lumify, Inc. All rights reserved.